:root{
  --navy:#003366;
  --blue:#1E88E5;
  --green:#2E7D32;
  --bg:#FAFAFA;
  --white:#FFFFFF;
  --text:#333333;
  --line:#E2E8F0;
}

*{margin:0;padding:0;box-sizing:border-box;}

body{
  font-family:'Lato',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  background:var(--bg);
  color:var(--text);
  line-height:1.6;
}

/* Top bar */
.topbar{
  background:var(--white);
  border-bottom:1px solid var(--line);
}
.topbar-inner{
  max-width:1000px;
  margin:0 auto;
  padding:18px 20px;
  text-align:center;
}
.topbar-title{
  font-family:'Montserrat',system-ui,sans-serif;
  font-weight:800;
  font-size:32px;
  color:var(--navy);
  letter-spacing:0.02em;
}

/* Hero */
.hero{
  background:linear-gradient(135deg,#E6F4FF,#FFFFFF);
  padding:48px 20px;
}
.hero-inner{
  max-width:900px;
  margin:0 auto;
  text-align:center;
}
.hero-headline{
  font-family:'Montserrat',system-ui,sans-serif;
  font-weight:800;
  font-size:30px;
  color:var(--navy);
  margin-bottom:10px;
}
.hero-subtext{
  max-width:760px;
  margin:0 auto 22px;
  font-size:1.08rem;
}
.hero-badges{
  display:flex;
  gap:14px;
  justify-content:center;
  flex-wrap:wrap;
  margin-top:14px;
}
.badge{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:10px;
  padding:14px 16px;
  min-width:190px;
  text-align:left;
}
.badge strong{
  display:block;
  font-family:'Montserrat',system-ui,sans-serif;
  color:var(--navy);
  font-size:0.98rem;
}
.badge span{
  display:block;
  font-size:0.95rem;
  color:#555;
}

/* Content */
.content{
  max-width:900px;
  margin:0 auto;
  padding:34px 20px 54px;
}
.section{
  margin-bottom:34px;
}
.section h2{
  font-family:'Montserrat',system-ui,sans-serif;
  color:var(--navy);
  font-size:1.7rem;
  margin-bottom:12px;
}
.section h3{
  font-family:'Montserrat',system-ui,sans-serif;
  color:var(--blue);
  font-size:1.15rem;
  margin-bottom:8px;
}
.section p{
  font-size:1.05rem;
  margin-bottom:12px;
}
.note{
  font-size:0.95rem;
  color:#666;
  margin-top:8px;
}

/* Cards & grids */
.grid-2, .grid-3{
  display:flex;
  flex-wrap:wrap;
  gap:16px;
  margin-top:14px;
}
.grid-2 .card{flex:1; min-width:280px;}
.grid-3 .card{flex:1; min-width:240px;}

.card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:10px;
  padding:18px;
}
.card ul{
  margin-left:18px;
}
.card li{
  margin:6px 0;
}

/* Callouts */
.callout{
  margin-top:14px;
  background:#F4FAFF;
  border:1px solid var(--line);
  border-radius:10px;
  padding:16px;
}
.callout.subtle{
  background:#F8FBFF;
}
.callout-title{
  font-family:'Montserrat',system-ui,sans-serif;
  font-weight:700;
  color:var(--navy);
  margin-bottom:6px;
}
.callout-body{
  color:#444;
}

/* Contact */
.contact-box{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:10px;
  padding:18px;
  text-align:center;
}
.contact-line{
  color:#555;
  margin-bottom:6px;
}
.contact-email{
  font-family:'Montserrat',system-ui,sans-serif;
  font-weight:700;
  color:var(--navy);
  font-size:1.05rem;
}

/* Footer */
.footer{
  text-align:center;
  color:#777;
  font-size:0.9rem;
  padding:18px 10px 30px;
}